Complaint Letter regarding Credit Charge Off

Sample complaint letter regarding credit charge off on service account.

Dear Sir,

I am writing to you in an effort to settle my account which has been listed as "Charge Off." I would like to contest that this is not the case. There is a recent balance owed on the account that has not been entered on my credit record.

I am willing to pay in full whatever balance is left. Please update your records and remove the error on my personal credit file. I will call your office in a few days to check on the matter. Your anticipated cooperation is appreciated.

Thank you,
Mira Rhodes
Consumer